Free advice to help you make the right choice.

Cash rating – this is the quality rating given by the manufacturer i.e. it is their view on what cover an insurer should be willing to give

• Valuables cover - as a guide insurers may typically give up to 10 times the cash rating for valuables i.e. £4k cash rating will give up to £40k for valuables. This may be less in commercial situations e.g. Jewellers

• Quality - The size of a safe has no bearing on its cash rating i.e. rating is based upon quality of safe construction measured against existing industry norms.

• Euro-Grade - often referred to by insurers, relates to safes with cash ratings from £6k to £100k that have been independently tested at approved testing stations.

Rating table:

This system was devised by the insurance industry to give quality and rating consistency Europe-wide. Where a safe has a Euro–grade rating all insurers must give a minimum cover equal to the rating (they may give more subject to additional security measures in place e.g. alarms, grills, cctv etc.)

Please call us on 0800 16 99 820 for further guidance or help